Let's start this off Random.

by **RichmondPhilsFan** » Mon Jul 16, 2012 13:35:18

Soren wrote:so, I'm 3 blocks from my apartment on my way in to work, at the front of the line at a red light. My car does not get going very quickly. So the light turns and I start puttering forward, and some idiot behind me honks. The speed limit is 30 MPH, mind you.

At the next light, he drives up on the curb to get in front of me at a red light and flips me off. He then pulls into the McDonalds that was maybe 20 ft away. WTF, does a buddy seriously need a mcmuffin that badly? He was behind me MAYBE a quarter mile.

Maybe he was late for the child custody swap at the court-ordered location?

by **Eem** » Mon Jul 16, 2012 13:49:39

This is old but it still makes me laff

by **drsmooth** » Mon Jul 16, 2012 14:16:52

uncle milt wrote:the other night i was going to hockey ....

I have a question about the, in July, the hockey

by **Soren** » Mon Jul 16, 2012 14:34:02

Eem wrote:This is old but it still makes me laff

just looking at the title makes me think of it and it makes me laff.

Almost as much as Wake me Up, Before you GO!....BLAH

by **Grotewold** » Mon Jul 16, 2012 15:16:11

Thank you for specifying your banana-nut muffins contain nuts

by **Bucky** » Mon Jul 16, 2012 16:47:12

i got surveys today for two vendors whom i think are pricing themselves right out of existence nowadays (audible.com, tivo). was able to tell them exactly how i felt and why. feels good man

by **The Nightman Cometh** » Mon Jul 16, 2012 17:12:07

So I have to get a private student loan for the first time, my parents took the parent loan out last year and were unable too this year.

Any advice about which lender to go for or anything? I'm looking around and I guess I'm going with Sallie Mae, but I really don't know what the fuck I'm doing. Really anxious that I'm going to screw this up and these loans will fuck me over.

by **The Nightman Cometh** » Mon Jul 16, 2012 17:30:55

Or would we be better of if my parents got the Parent Plus loan again (i believe it is a federal loan) with a cosigner?

Hate this shit.

by **Bucky** » Mon Jul 16, 2012 17:33:08

just quadruple down on fanduel

by **The Nightman Cometh** » Mon Jul 16, 2012 17:38:49

by **Swiggers** » Mon Jul 16, 2012 17:45:02

The Nightman Cometh wrote:So I have to get a private student loan for the first time, my parents took the parent loan out last year and were unable too this year.

Any advice about which lender to go for or anything? I'm looking around and I guess I'm going with Sallie Mae, but I really don't know what the #$!&@ I'm doing. Really anxious that I'm going to screw this up and these loans will #$!&@ me over.

Thanks to your avatar, my first thought was "why does a college professor need to take out student loans?"

by **smitty** » Mon Jul 16, 2012 17:49:04

why don't you just get a scholarship?

by **The Nightman Cometh** » Mon Jul 16, 2012 17:50:14

smitty wrote:why don't you just get a scholarship?

I have $18,000 in grants and scholarships. Ain't enough.

by **smitty** » Mon Jul 16, 2012 17:53:37

you should go to a cheaper school. I went to college for like 7 years and didn't pay close to 18 large. And I'm highly educated to boot.

by **Houshphandzadeh** » Mon Jul 16, 2012 17:56:57

I don't know the specifics of the Parent Plus - I'm assuming you're ineligible for Stafford? - but I think you should do whatever possible to go federal over private. With federal, your servicing company will happily put you on IBR, IBC, consolidation, forbearance, etc. With private loans, they'll just give you the old "Fuck you, pay me"

by **Houshphandzadeh** » Mon Jul 16, 2012 17:57:39

smitty wrote:you should go to a cheaper school. I went to college for like 7 years and didn't pay close to 18 large. And I'm highly educated to boot.

best booter I e'er seen

by **The Nightman Cometh** » Mon Jul 16, 2012 17:57:44

unless you have a Delorean that anecdote doesn't help

by **Houshphandzadeh** » Mon Jul 16, 2012 17:59:05

eating chips out of bags isn't the best

by **The Nightman Cometh** » Mon Jul 16, 2012 18:00:12

Houshphandzadeh wrote:I don't know the specifics of the Parent Plus - I'm assuming you're ineligible for Stafford? - but I think you should do whatever possible to go federal over private. With federal, your servicing company will happily put you on IBR, IBC, consolidation, forbearance, etc. With private loans, they'll just give you the old "Fuck you, pay me"

I have the stafford loans too. Drops in a bucket.

by **smitty** » Mon Jul 16, 2012 18:03:10

Join the Army and use that GI bill. Plus, in Illinois, you can go to a state school tuition free if you a Veteran. you can make money by going to college that way. West Point is also free and they pay you too. Air Force Academy learns you how to fly jets and stuff. That's for free too.

You just have to get creative.

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