i've never been more pissed at dumb people than i am right now with the people who handle my student loans. rant coming after i get off the phone.

ReadingPhilly wrote:i've never been more pissed at dumb people than i am right now with the people who handle my student loans. rant coming after i get off the phone.

I just found out yesterday that mine are coming out to way more than I thought. It's all very depressing.

Ballin.

My uncle had Amtrak vouchers that he couldn't use, so I get to come home for Easter for free.

Got to love when the family takes pity on you for being a destitute piece of crap.

Houshphandzadeh wrote:

ReadingPhilly wrote:i've never been more pissed at dumb people than i am right now with the people who handle my student loans. rant coming after i get off the phone.

I just found out yesterday that mine are coming out to way more than I thought. It's all very depressing.

here's how the story goes: as long as i pay my bills on time and what not, they take 2% off the total bill at the end. great, every little bit adds up for me. so i get the bill usually around the 20th of the month and it is due on the 6th of the next month. for example, i receive the bill on feb 20th and it is due march 6th. i usually pay my bill and send it out within a day or two of receiving it. hell, i even pay some extra each month to pay the principal down. so i get this letter today saying i was deliquent and i will no longer get the 2% off at the end. so i figure it is some mix up and call them. i have every bill i got so far, when i got them, when they were due, when i paid them, when they cashed my checks, everything. well the first lady tells me i didn't pay for a month. so at least 5-6 times i go over when i paid them and when they cashed my checks, for every freaking bill i received so far. she continues to tell me i did not pay and i have no clue what to even do, i keep saying it must be a mistake on their part because everything checks out on my end. finally i get another lady and here is why i was deliquent. they received my march payment on the last day of february, meaning i did NOT pay in march. are these people fucking retarded? so my march payment comes in february, even though the invoice is for the march bill and i have a note in it because of the fact i need the extra money i put in to be applied to the principal. i've never even heard of something so dumb. if they don't get it straightened out i'm just going to go to o'pake. stupidity ticks me off, even moreso when it wastes a good deal of my time.

Try calling the Temple University bursar's office some time

Or the West Chester one, too.

Trying to get the people handling my COBRA benefits and the good folks at CareFirst Blue Cross this week on the same page has been a treat as well. I've made like 10 phone calls, and everyone has been very nice, and uniformly unhelpful.

the dumb have definitely invaded the earth

ReadingPhilly wrote:the dumb have definitely invaded the earth

And we're not going anywhere

ReadingPhilly wrote:

Houshphandzadeh wrote:

ReadingPhilly wrote:i've never been more pissed at dumb people than i am right now with the people who handle my student loans. rant coming after i get off the phone.

I just found out yesterday that mine are coming out to way more than I thought. It's all very depressing.

here's how the story goes: as long as i pay my bills on time and what not, they take 2% off the total bill at the end. great, every little bit adds up for me. so i get the bill usually around the 20th of the month and it is due on the 6th of the next month. for example, i receive the bill on feb 20th and it is due march 6th. i usually pay my bill and send it out within a day or two of receiving it. hell, i even pay some extra each month to pay the principal down. so i get this letter today saying i was deliquent and i will no longer get the 2% off at the end. so i figure it is some mix up and call them. i have every bill i got so far, when i got them, when they were due, when i paid them, when they cashed my checks, everything. well the first lady tells me i didn't pay for a month. so at least 5-6 times i go over when i paid them and when they cashed my checks, for every freaking bill i received so far. she continues to tell me i did not pay and i have no clue what to even do, i keep saying it must be a mistake on their part because everything checks out on my end. finally i get another lady and here is why i was deliquent. they received my march payment on the last day of february, meaning i did NOT pay in march. are these people $#@! retarded? so my march payment comes in february, even though the invoice is for the march bill and i have a note in it because of the fact i need the extra money i put in to be applied to the principal. i've never even heard of something so dumb. if they don't get it straightened out i'm just going to go to o'pake. stupidity ticks me off, even moreso when it wastes a good deal of my time.

OMFG I had the exact same thing happen once. Wasn't with a student loan, though. It's extemely frustrating. OK, now I remember- it was my mortgage, and since they got a 2nd payment in the same calendar month, they applied it all as "extra principal". What ijjuts.

Autopay is the nuts.

Bucky wrote:

ReadingPhilly wrote:

Houshphandzadeh wrote:

ReadingPhilly wrote:i've never been more pissed at dumb people than i am right now with the people who handle my student loans. rant coming after i get off the phone.

I just found out yesterday that mine are coming out to way more than I thought. It's all very depressing.

here's how the story goes: as long as i pay my bills on time and what not, they take 2% off the total bill at the end. great, every little bit adds up for me. so i get the bill usually around the 20th of the month and it is due on the 6th of the next month. for example, i receive the bill on feb 20th and it is due march 6th. i usually pay my bill and send it out within a day or two of receiving it. hell, i even pay some extra each month to pay the principal down. so i get this letter today saying i was deliquent and i will no longer get the 2% off at the end. so i figure it is some mix up and call them. i have every bill i got so far, when i got them, when they were due, when i paid them, when they cashed my checks, everything. well the first lady tells me i didn't pay for a month. so at least 5-6 times i go over when i paid them and when they cashed my checks, for every freaking bill i received so far. she continues to tell me i did not pay and i have no clue what to even do, i keep saying it must be a mistake on their part because everything checks out on my end. finally i get another lady and here is why i was deliquent. they received my march payment on the last day of february, meaning i did NOT pay in march. are these people $#@! retarded? so my march payment comes in february, even though the invoice is for the march bill and i have a note in it because of the fact i need the extra money i put in to be applied to the principal. i've never even heard of something so dumb. if they don't get it straightened out i'm just going to go to o'pake. stupidity ticks me off, even moreso when it wastes a good deal of my time.

OMFG I had the exact same thing happen once. Wasn't with a student loan, though. It's extemely frustrating. OK, now I remember- it was my mortgage, and since they got a 2nd payment in the same calendar month, they applied it all as "extra principal". What ijjuts.

the lady got real snippy and asked me if i had read everything. i said i obviously must've missed this retarded stipulation. so i find it just now and read it: "your payment MUST be timely, this includes 20 days prior to the due date to 14 days after the due date". so wtf, i was right the entire time. i think they just fucked up and tried to cover their ass.

I worked for a bank in the lending area, I was in origination, but the same thing would happen all the time to people. We would of course fix it when it was noticed and if we didn't notice it we would send out late letters at 15 days past due and when the people called we would fix it. There were also similar issues with auto debit loans where we would deduct the amount due from their checking account and some people like to send a check in for extra to pay it down quicker and if the check got there before the auto debit it screwed everything up. But again, we'd fix it for the customer, rather than screw them like that, that's effed up.

Next time, send them a check like this...

The happiness of my gardener is of the same species; he wages a perennial war against rabbits, of which he speaks exactly as Scotland Yard speaks of Bolsheviks; he considers them dark, designing and ferocious, and is of opinion that they can only be met by means of a cunning equal to their own.

Bertrand Russell can be a real comedian when he wants to be.

street parking around the Franklin Institute should be pretty easy to find around 8 on a Friday, right?

there was a guy looking like a pissing off Grotes at the museum today

Barry Jive wrote:street parking around the Franklin Institute should be pretty easy to find around 8 on a Friday, right?

look near the side

What does this car air freshener smells like?

so did everyone else feel racist for a second there, or just me


like the time my buddy asked me what kind of cigarettes i thought Obama smoked