Phight On! wrote:I am going to try my best to not embarrass myself by posting anything else tonight.
TenuredVulture wrote:VoxOrion wrote:As big a hassle as checkbooks are, you'd probably find that the folks that haul them out are probably in a better financial situation than most. It's a pretty key indicator/habit of people who are out of debt and in the black. I know that debit cards do the same thing, but I think psychologically (for some people) it's too much like using a regular credit card, which easily lends to over spending, I know it does in my case.
If you use a debit card, you still have to write the amount you spent in your register and subtract it from your balance, right? Or am I missing some kind of magic bank account that never runs out of money?
VoxOrion wrote:TenuredVulture wrote:VoxOrion wrote:As big a hassle as checkbooks are, you'd probably find that the folks that haul them out are probably in a better financial situation than most. It's a pretty key indicator/habit of people who are out of debt and in the black. I know that debit cards do the same thing, but I think psychologically (for some people) it's too much like using a regular credit card, which easily lends to over spending, I know it does in my case.
If you use a debit card, you still have to write the amount you spent in your register and subtract it from your balance, right? Or am I missing some kind of magic bank account that never runs out of money?
No, you're just missing the bolded part of my original post.
FWIW, what I'm describing is a common behaviorial instruction in all of the legit "How to get out of debt and stay that way" manuals. I'm not saying I endorse it, I'm just saying I don't assume the worst of people who still whip out a checkbook.
TenuredVulture wrote:To me, the worst are those, "sign up for a Kohl's credit card and get 10% off today's purchase deals."
phatj wrote:TenuredVulture wrote:To me, the worst are those, "sign up for a Kohl's credit card and get 10% off today's purchase deals."
I used the sign up today deal at Babies R Us a few weeks ago. It was all stuff we were going to buy anyway, though. It saved me about $60. We're never going to use the card again.
TenuredVulture wrote:Buying cold medicine with pseudoephedrine shouldn't require so much paper work.
ashton wrote:Why has Slate stopped covering the R Kelly trial? Has the trial itself temporarily stopped?
For anyone with a legal background, could the defense make this argument during closing summation:
1. If the prosecution had a tape definitively showing R Kelly having sex with an underage girl then they would charge him with statutory rape rather than just child pornography.
2. He isn't on trial for statutory rape, therefore...
3. The prosecution is admitting that they don't have a tape that definitively shows R Kelly having sex with an underage girl.
4. Combine that with the fact that the prosecution hasn't produced any witnesses who were there, and they have no case.
This argument is based on the fact that R Kelly isn't on trial for statutory rape. Can the defense use that fact in it's summation?