def one of my favorite parts of the bill. it's not a mandate anymore! if you ever go without for 63 days you'll just have to pay 30% extra...to health insurance companies...for 12 months. a short lapse is more expensive on this than obamacare but a long lapse is obviously cheaper. smart!pacino wrote:instead of paying a fine to the IRS you now would essentially pay a fine to a private insurance company for the privilege of re-entering the insurance market. This would probably make it unlikely that healthy people would re-enter it if they lose coverage for more than 2 months.