ReadingPhilly wrote:i have no idea what net neutrality is.

Bill McNeal wrote:Basically, net neutrality means that all content on the Internet is delivered at the same priority. So if you use your Comcast Internet connection to access google, aol, spotify or Netflix, it is all delivered at the same speed/priority (network conditions and distance etc. may affect that speed, making some services faster than others, but that would be a "natural" thing happening).

What Comcast, att, Verizon, etc. want to do, is make it so you (or someone) would have to pay to access things. Maybe they will make streaming video from third party services a higher tier or sell a social media package where the only things you can access are Facebook, Twitter, etc. and then you would have to pay for a "premium" tier to access other things, or make you view ads in exchange for certain access.

As a consumer, you don't want this. If you get 300 gb of access a month, then it can be porn, music, spreadsheets or whatever. Open access to the net.

mickbayne wrote:Some loser used an old credit card of mine to order $220 worth of shoes online. Thankfully I noticed it right away in my CreditKarma account and was able to file a claim with the credit card company to have the charges reversed. It was kind of a pain because I don't actually have the card anymore so I didn't have my account number or anything. I had to go through a list of about five or six different old addresses before I picked the right one that was associated with the account. So now the charges are reversed and I'm supposed to be getting a replacement card in the mail. Hope they track the person down. CreditKarma is free and pretty awesome, btw.

Bill McNeal wrote:I don't either cal. Straight cash homie. I don't trust big banks b

Woody wrote:

mickbayne wrote:Some loser used an old credit card of mine to order $220 worth of shoes online. Thankfully I noticed it right away in my CreditKarma account and was able to file a claim with the credit card company to have the charges reversed. It was kind of a pain because I don't actually have the card anymore so I didn't have my account number or anything. I had to go through a list of about five or six different old addresses before I picked the right one that was associated with the account. So now the charges are reversed and I'm supposed to be getting a replacement card in the mail. Hope they track the person down. CreditKarma is free and pretty awesome, btw.

Was yours a Capital One by chance? This just happened to me yesterday, on a card that I haven't used in at least 7 years, and only acquired in the first place to transfer debt at 0% and pay it off

mickbayne wrote:

Woody wrote:

mickbayne wrote:Some loser used an old credit card of mine to order $220 worth of shoes online. Thankfully I noticed it right away in my CreditKarma account and was able to file a claim with the credit card company to have the charges reversed. It was kind of a pain because I don't actually have the card anymore so I didn't have my account number or anything. I had to go through a list of about five or six different old addresses before I picked the right one that was associated with the account. So now the charges are reversed and I'm supposed to be getting a replacement card in the mail. Hope they track the person down. CreditKarma is free and pretty awesome, btw.

Was yours a Capital One by chance? This just happened to me yesterday, on a card that I haven't used in at least 7 years, and only acquired in the first place to transfer debt at 0% and pay it off

Yep it sure was. I honestly don't even remember opening the account or ever using it. CreditKarma said it's been open since 2008.

Bill McNeal wrote:Basically, net neutrality means that all content on the Internet is delivered at the same priority. So if you use your Comcast Internet connection to access google, aol, spotify or Netflix, it is all delivered at the same speed/priority (network conditions and distance etc. may affect that speed, making some services faster than others, but that would be a "natural" thing happening).

What Comcast, att, Verizon, etc. want to do, is make it so you (or someone) would have to pay to access things. Maybe they will make streaming video from third party services a higher tier or sell a social media package where the only things you can access are Facebook, Twitter, etc. and then you would have to pay for a "premium" tier to access other things, or make you view ads in exchange for certain access.

As a consumer, you don't want this. If you get 300 gb of access a month, then it can be porn, music, spreadsheets or whatever. Open access to the net.

lethal wrote:

Bill McNeal wrote:Basically, net neutrality means that all content on the Internet is delivered at the same priority. So if you use your Comcast Internet connection to access google, aol, spotify or Netflix, it is all delivered at the same speed/priority (network conditions and distance etc. may affect that speed, making some services faster than others, but that would be a "natural" thing happening).

What Comcast, att, Verizon, etc. want to do, is make it so you (or someone) would have to pay to access things. Maybe they will make streaming video from third party services a higher tier or sell a social media package where the only things you can access are Facebook, Twitter, etc. and then you would have to pay for a "premium" tier to access other things, or make you view ads in exchange for certain access.

As a consumer, you don't want this. If you get 300 gb of access a month, then it can be porn, music, spreadsheets or whatever. Open access to the net.

Playing devil's advocate here, AT&T says that it will not invest in any more fiber lines to expand and improve infrastructure until net neutrality rules are in effect.

I figure their position is that if they can charge heavy content providers a higher fee, they can increase revenue, which justifies the additional spending to improve infrastructure. If they are profit limited, they have less incentive to build up the backbone.

Now, the motivation to improve should be to be better than the other providers so consumers choose which provider to use. If AT&T doesn't invest, but Verizon does and Verizon is faster, then maybe I choose Fios. Maybe then Fios charges a little more.

The other model would force the content providers (like Netflix) to charge their customers more instead of the cable companies charging the consumer more themselves. They pass the risk of churn rate to someone else.