ReadingPhilly wrote:Frequent cc user myself. How do people accumulate so much debt on them? I've never missed a payment, though it's rarely more than a few hundred each month.

Sometimes people are just crazy with it. Other times, shit just happens. I had close to 10K in debt that I just recently paid off. For years I always paid everything off in full every month, so credit cards were never a problem. But after a while (and a paycut thanks obama) I just wasn't making enough money for everyday living. Then my hours at work were cut, rent goes up, car trouble, school, etc. Then I was unemployed and using it for just about everything while struggling just to pay rent. The interest on top of that....it can happen quick. Now that I have it paid off, I haven't touched it. I know the rewards are enticing, but I really don't think it's worth it. I honestly don't think most people realize all the stuff they buy on a CC that they wouldn't with cash. I'm not even talking about big, crazy purchases, but little things here and there that just add up to a waste. I know I didn't realize it until I stopped using it. I find that now I avoid buying stuff I don't really need (or even really want) when I know it's coming directly out of my account.

Concur with Slowhand, I was in a similar situation (mostly because I was an immature idiot during college and post-graduate until I met my wife) and I've significantly scaled back my credit card purchases. I don't buy much new stuff and have been saving like crazy.

Also, I've purchased one case of beer since the new year. That certainly helps the wallet.

phatj wrote:Bitcoins were invented as a secure, internet-based digital currency, not affiliated with any country.

They're supposedly actually usable to buy things at some places but such places are so few and far between that their only real value at the moment is as a speculative investment.

timely!

Will Bitcoins Make Me Rich? A dispatch from inside the digital currency bubble.

just found out my mother-in-law's friend had a stroke and it doesn't look too good. This woman is so great. She has a 10 year old, and is divorced. the son hates the father so this is especially messy. i feel sick

learned that color photography gets preserved at considerably cooler temperatures than black and white photography

The Dude wrote:just found out my mother-in-law's friend had a stroke and it doesn't look too good. This woman is so great. She has a 10 year old, and is divorced. the son hates the father so this is especially messy. i feel sick

sorry man

I kinda just thought catcalling was some satirical attribute of construction workers and sleazebags but I've seen like six different girls talking about getting cat-called today or yesterday

1 wrote:http://www.mentalfloss.com/article/49990/behold-google-street-view-hyperlapse

http://player.vimeo.com/video/63653873

awesome. i cant get the create your own to work though. ill have to try at home.

Barry Jive wrote:I kinda just thought catcalling was some satirical attribute of construction workers and sleazebags but I've seen like six different girls talking about getting cat-called today or yesterday

it's pretty awful

Barry Jive wrote:I kinda just thought catcalling was some satirical attribute of construction workers and sleazebags but I've seen like six different girls talking about getting cat-called today or yesterday

I always see girls talking about being cat-called on Twitter or Facebook but I have never actually seen any girl or guy get cat-called

yeah same, I suppose. just seemed to be a flood of it today

According to a friend, if you show any leg Hispanic men will follow you around hooting

i got buttfucked when comcast was being built

that kind of reminds me of when I was reading Diaz's Life of Oscar Wao. he kept writing off various forms of doggishness as a harmless ethnic attribute, but it's like, maybe you guys are total dicks and should stop?

Cultural Relativism is the world's greatest excuse for douche baggery

If the cat had a gun that never would have happened

That ass won't quit

stubborn as a...well...hmm...a really stubborn person