Ayn RANDOM presents Werthless Shrugged

Re: Ayn RANDOM presents Werthless Shrugged

Postby TenuredVulture » Tue Apr 09, 2013 15:59:42

Can you short sell them? Because it seems a little like a pyramid scheme.
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Re: Ayn RANDOM presents Werthless Shrugged

Postby JUburton » Tue Apr 09, 2013 16:03:08

TenuredVulture wrote:Can you short sell them? Because it seems a little like a pyramid scheme.
It's not a pyramid scheme...it's just a standard speculative bubble. I'm not sure where you can short them but now wouldn't be a bad time to do it.

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Re: Ayn RANDOM presents Werthless Shrugged

Postby Grotewold » Tue Apr 09, 2013 16:27:57

Got to my street-parked car to see some chod clipped it overnight. Wish I could pay those deductibles in biweekly increments like the wage tax

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Re: Ayn RANDOM presents Werthless Shrugged

Postby TenuredVulture » Tue Apr 09, 2013 16:40:27

Is Buzzfeed the worst looking major site on the internet? Why does website design seem to be taking giant steps backwards over the last few years?
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Re: Ayn RANDOM presents Werthless Shrugged

Postby Napalm » Tue Apr 09, 2013 16:41:50

so much talent out on the streets of philly today

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Re: Ayn RANDOM presents Werthless Shrugged

Postby phatj » Tue Apr 09, 2013 17:18:39

Bitcoins were invented as a secure, internet-based digital currency, not affiliated with any country.

They're supposedly actually usable to buy things at some places but such places are so few and far between that their only real value at the moment is as a speculative investment.
they were a chick hanging out with her friends at a bar, the Phillies would be the 320 lb chick with a nose wart and a dick - Trent Steele

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Re: Ayn RANDOM presents Werthless Shrugged

Postby Bill McNeal » Tue Apr 09, 2013 17:32:24

JUburton wrote:
Bill McNeal wrote:
Houshphandzadeh wrote:thanks everybody. gonna sleep on it but I think I'm gonna pull the trigger. should save me a lot of money in the long run


Make sure you hide, freeze in a block of ice, cancel, or just don't use your credit cards anymore. I haven't used a credit card in 4 years or so. Pay for everything in cash, it was pretty hard to get used to doing, but after a while, it's just what we do now. We've paid everything off and now we don't owe anyone anything, our only bills are rent, utilities, cell phone and car insurance. We keep making the payments we were making but to ourselves, so now it goes into a vacation savings or whatever.
If your'e that financially responsible, you're exactly the kind of person who should be using credit cards to maintain your credit score and for the rewards. Why not get a basic BoA card that does 1% on everything, 2% groceries, 3% gas? It's an easy free couple hundred a year.

I use a credit card for literally everything possible and pay it off every month. I'm probably about to put a shitload of stuff on one for apartment furniture/wares.


Yeah, I work for a Goliath national bank so I get an even better deal then that, I have one I just don't use it. In my 20's I had so much fucking debt all the time now that I have none, it just makes me feel free. I don't really care about the rewards, I know I can get cash back and all that shit, but I get it on my debit card too, I'd get more on the credit card, but it's just not worth it to me for the hassle.

Changing subjects, I switched to a Roth 401k this year. Can't wait to retire tax free birches.

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Re: Ayn RANDOM presents Werthless Shrugged

Postby ReadingPhilly » Tue Apr 09, 2013 17:36:52

Frequent cc user myself. How do people accumulate so much debt on them? I've never missed a payment, though it's rarely more than a few hundred each month.

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Re: Ayn RANDOM presents Werthless Shrugged

Postby Napalm » Tue Apr 09, 2013 17:43:13

phatj wrote:Bitcoins were invented as a secure, internet-based digital currency, not affiliated with any country.

They're supposedly actually usable to buy things at some places but such places are so few and far between that their only real value at the moment is as a speculative investment.

bitcoins are used to buy drugs on the internet black market, a little place called silk road. it actually works, my friend ordered some hash oil, among other things, from there

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Re: Ayn RANDOM presents Werthless Shrugged

Postby Houshphandzadeh » Tue Apr 09, 2013 18:01:02

ReadingPhilly wrote:Frequent cc user myself. How do people accumulate so much debt on them? I've never missed a payment, though it's rarely more than a few hundred each month.


I love stuff, man. I fuckin love it

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Re: Ayn RANDOM presents Werthless Shrugged

Postby JUburton » Tue Apr 09, 2013 18:17:14

Napalm wrote:
phatj wrote:Bitcoins were invented as a secure, internet-based digital currency, not affiliated with any country.

They're supposedly actually usable to buy things at some places but such places are so few and far between that their only real value at the moment is as a speculative investment.

bitcoins are used to buy drugs on the internet black market, a little place called silk road. it actually works, my friend ordered some hash oil, among other things, from there
Yeah this is mostly what they're for now, really.

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Re: Ayn RANDOM presents Werthless Shrugged

Postby azrider » Tue Apr 09, 2013 18:42:55

that one felt a little wet.

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Re: Ayn RANDOM presents Werthless Shrugged

Postby azrider » Tue Apr 09, 2013 18:44:29

kinda surprised... completely dry.

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Re: Ayn RANDOM presents Werthless Shrugged

Postby Trent Steele » Tue Apr 09, 2013 18:56:42

Houshphandzadeh wrote:thanks everybody. gonna sleep on it but I think I'm gonna pull the trigger. should save me a lot of money in the long run


Give me the $5k from your retirement account to spend on FanDuel and I will give you $10k back by next week.
I know what you're asking yourself and the answer is yes. I have a nick name for my penis. Its called the Octagon, but I also nick named my testes - my left one is James Westfall and my right one is Doctor Kenneth Noisewater.

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Re: Ayn RANDOM presents Werthless Shrugged

Postby Houshphandzadeh » Tue Apr 09, 2013 19:16:53

ok

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Re: Ayn RANDOM presents Werthless Shrugged

Postby z ipper » Tue Apr 09, 2013 20:28:58

CalvinBall wrote:
z ipper wrote:i've become a big cc advocate, used responsibly of course. the rewards are insane. we make so much back in a year on gas, groceries and other shit and still haven't had to pay them dime one. problem is most people just can't handle it.



asked this earlier-which one are you using? would love to know what you think the best deal is as i look to get one to simply pay back loans that i am already paying off.


i use chase freedom. had a good sign up bonus back then. use creditkarma.com to find a card that suits your needs. tons of good cards out there with a sign up bonus, 0% intro apr for 15 months, rewards/cash back and no annual fee.

how bad is your loan interest? paying it with a cc is pretty risky.

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Re: Ayn RANDOM presents Werthless Shrugged

Postby drsmooth » Tue Apr 09, 2013 21:15:31

Houshphandzadeh wrote:ok


hmmm, better lend that in, ahh, uhh, bitcoins
Yes, but in a double utley you can put your utley on top they other guy's utley, and you're the winner. (Swish)

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Re: Ayn RANDOM presents Werthless Shrugged

Postby CalvinBall » Tue Apr 09, 2013 21:22:32

z ipper wrote:
CalvinBall wrote:
z ipper wrote:i've become a big cc advocate, used responsibly of course. the rewards are insane. we make so much back in a year on gas, groceries and other shit and still haven't had to pay them dime one. problem is most people just can't handle it.



asked this earlier-which one are you using? would love to know what you think the best deal is as i look to get one to simply pay back loans that i am already paying off.


i use chase freedom. had a good sign up bonus back then. use creditkarma.com to find a card that suits your needs. tons of good cards out there with a sign up bonus, 0% intro apr for 15 months, rewards/cash back and no annual fee.

how bad is your loan interest? paying it with a cc is pretty risky.



Just pay the montly payments im already making with a cc

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Re: Ayn RANDOM presents Werthless Shrugged

Postby TenuredVulture » Tue Apr 09, 2013 21:32:59

Got one of those jury duty things--since I live in a rural area, I'll be part of the potential jury pool for 6 months, but a lawyer friend of mine says there may not be any trials in that time. Besides, I've worked with the prosecutor and the judge, so I've got a feeling I'm not going to actually be on any juries.
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Re: Ayn RANDOM presents Werthless Shrugged

Postby karn » Tue Apr 09, 2013 22:06:52

voyeur cam to the start of world war iii

http://reuters.livestation.com/demo

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