VoxOrion wrote:In other words, if you getting something cheaper, it's okay - but otherwise it's not?
if you're responding to cshort, I believe he means that some of those early provisions may cause a spike in premium payments for some employers, and contributions for some employees, which are often announced in the fall for 1/1 effective dates, and so will potentially have an impact on voter behavior in November.
My feeling is that's unlikely.
The early implementation provisions he mentions are generally not big cost drivers for group health plans. And the caps on FSAs are not taking effect for another couple of years. Premiums and contributions may rise for 1/1/11, but anyone attributing significant increases to the first provisions taking effect are full of hooey.
Further, there's ample objective data on the impact of changes like removal of pre-existing conditions limits - liberalization of COBRA coverage requirements in recent years all but obliterated them in the employer marketplace anyway - and plenty of people can call bull shit on insurer (or politician) claims that costs are spiking for 1/1/11 plan years.