kruker wrote:To lower costs, we need an economy of scale. Those currently out of the system because of their perceived lack of a need for coverage are those that are most needed to join in order to drop costs. The other argument has already been given. You're already covered, it's that should you need to use that coverage the cost is exponentially higher than if you had been paying a nominal fee the entire time.
dajafi wrote:This was the best idea I read about the individual mandate: let people opt out, but they can't opt back in for five years.
gpic, to add on to what kruker said, you're exactly the sort of person we need in the system to make the reform work for the full society: a healthy young guy. You do lose here, at least in the short term: you're subsidizing older workers who otherwise couldn't get coverage without enormous financial pain. The idea I think is that at some point, say in thirty years, the shoe might be on the other foot: the mandatory participation of late-20s Americans in good health might prove of value to you.
Basically the same concept as Social Security, if that helps.
Woody wrote:Sweet jesus this thread rules
gpicaro wrote:Man you guys must be zombies. I have been to the hospital due to an illness exactly 0 times in my 30 years. I easily would have spent $5000 on auto repairs if there was no insurance in only 13 years.
thephan wrote:pacino's posting is one of the more important things revealed in weeks.
Calvinball wrote:Pacino was right.
pacino wrote:gpicaro wrote:Man you guys must be zombies. I have been to the hospital due to an illness exactly 0 times in my 30 years. I easily would have spent $5000 on auto repairs if there was no insurance in only 13 years.
past performance does not necessarily predict future success
Figure 1 My classical metaphor: A Turkey is fed for a 1000 days—every days confirms to its statistical department that the human race cares about its welfare "with increased statistical significance". On the 1001st day, the turkey has a surprise.
pacino wrote:IT PASSED 60-39
Warszawa wrote:they need to get this filibuster business out of the congress asap.
dajafi wrote:My understanding is that the Senate could filibuster a conference report, so putting back a public option would likely be fatal.
They'll keep it pretty close to the Senate bill, I'm sure. This is where it helps to have Pelosi in (relatively) strong control of her caucus.
drsmooth wrote:dajafi wrote:My understanding is that the Senate could filibuster a conference report, so putting back a public option would likely be fatal.
They'll keep it pretty close to the Senate bill, I'm sure. This is where it helps to have Pelosi in (relatively) strong control of her caucus.
totally agree the bill will, because it must, hew to the Senate bill; in my ideal world, it will if anything liberalize the standards for plan designs that qualify as sufficient coverage, to reduce the spread between the $750 penalty for not buying any coverage and the threshold for minimum qualifying coverage.
Call it the 'gpicaro proviso'.